Business Checking

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Business Checking

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Your Business Checking
Accounts Provider

Whether your business is just getting started or in full swing, we can provide a checking account to fit your business needs. All of our accounts are designed to manage dollar transactions of all sizes, on the go, with online and mobile banking features. Our goal is to make your everyday money management as easy as possible.

Checking Account Options

Small Business Checking

Designed for sole proprietors, farmers and small businesses with low transaction volumes. Includes a business debit card, online and mobile banking.

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Commercial Checking

Designed for entities or farming operations with large transaction volumes and/or higher balances needing treasury management services. Earnings credit can be used to offset service fees.

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Community Checking

Designed for nonprofit entities with a low transaction volume. This account type offers a low entry to get started and includes online and mobile banking features.

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Compare Your Options

SMALL BUSINESS
CHECKING		COMMERCIAL BUSINESS CHECKINGCOMMUNIITY CHECKING
MINIMUM OPENING BALANCE$100$100$100
MONTHLY MAINTENANCE SERVICE CHARGENo monthly maintenance service charge with $500 average daily balance**.
$5.00 if below that balance.		$10No monthly maintenance service charge.
EARNINGS CREDIT1 No YesNo
STANDARD TRANSACTION ITEM FEES2No charge for first 150 debit, credit and deposited items. Additional items are $0.25 each. Varies on transaction volume.No charge for first 150 debit, credit and deposited items. Additional items are $0.25 each.
BUSINESS E-BANKING WITH MOBILE BANKING AND BILL PAYYesYesYes
BUSINESS BILL PAYYesYesYes
TREASURY MANAGEMENT SERVICES3NoYesYes
STATEMENTS$5 Paper Statement Fee
Avoid the $5 monthly paper statement fee by signing up to receive free eStatements.
(Including images upon request)		$5 Paper Statement Fee
Avoid the $5 monthly paper statement fee by signing up to receive free eStatements.
(Including images upon request)		$5 Paper Statement Fee
Avoid the $5 monthly paper statement fee by signing up to receive free eStatements.
(Including images upon request)
BUSINESS DEBIT CARDIncludes Debit CardIncludes Debit CardIncludes Debit Card

Compare Your Options

MINIMUM OPENING BALANCE
$100
MONTHLY MAINTENANCE SERVICE CHARGE
No monthly maintenance service charge with $500 average daily balance**.
$5.00 if below that balance.
EARNINGS CREDIT1
No
STANDARD TRANSACTION ITEM FEES2
No charge for first 150 debit, credit and deposited items. Additional items are $0.25 each.
BUSINESS E-BANKING WITH MOBILE BANKING AND BILL PAY
Yes
BUSINESS BILL PAY
Yes
TREASURY MANAGEMENT SERVICES3
No
STATEMENTS
$5 Paper Statement Fee
Avoid the $5 monthly paper statement fee by signing up to receive free eStatements.
(Including images upon request)
BUSINESS DEBIT CARD
Includes Debit Card
MINIMUM OPENING BALANCE
$100
MONTHLY MAINTENANCE SERVICE CHARGE
$10
EARNINGS CREDIT1
Yes
STANDARD TRANSACTION ITEM FEES2
Varies on transaction volume.
BUSINESS E-BANKING WITH MOBILE BANKING AND BILL PAY
Yes
BUSINESS BILL PAY
Yes
TREASURY MANAGEMENT SERVICES3
Yes
STATEMENTS
$5 Paper Statement Fee
Avoid the $5 monthly paper statement fee by signing up to receive free eStatements.
(Including images upon request)
BUSINESS DEBIT CARD
Includes Debit Card
MINIMUM OPENING BALANCE
$100
MONTHLY MAINTENANCE SERVICE CHARGE
No monthly maintenance service charge.
EARNINGS CREDIT1
No
STANDARD TRANSACTION ITEM FEES2
No charge for first 150 debit, credit and deposited items. Additional items are $0.25 each.
BUSINESS E-BANKING WITH MOBILE BANKING AND BILL PAY
Yes
BUSINESS BILL PAY
Yes
TREASURY MANAGEMENT SERVICES3
Yes
STATEMENTS
$5 Paper Statement Fee
Avoid the $5 monthly paper statement fee by signing up to receive free eStatements.
(Including images upon request)
BUSINESS DEBIT CARD
Includes Debit Card

Online Banking Features

Suggested Services for Your Business

Business Loans

We understand that every business is unique, and as your local full-service financial institution, we are able to offer flexible financing to meet your unique lending needs.

Learn More

Business Insurance

We can set up your business with the insurance coverage you need, at a competitive price with our 15+ insurance partners.5

Learn More

Investments

Our experienced team can help set your business and your employees up for success.4

Learn More

Full Service for Your Business

Midwest Heritage is more than just a bank. As a full-service financial center we are proud to offer a wide range of services, including banking, lending and insurance services. Get in touch with our team to learn how we can help your business meet its goals.

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Need More Help?

800-782-0521
800-782-0521
FIND A LOCATION
FIND A LOCATION
EMAIL US
EMAIL US

Legal Disclosures and Information

1 Contact [email protected] for our current earnings credit.

2 Standard transaction items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers, and other debits from the account, whether by check, debit card, overdraft protection transfer, automated clearing house (ACH), or otherwise.

3 These services require a separate agreement. Additional fees may apply.

4 Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory Services offered through Midwest Heritage Financial Advisors. The Midwest Heritage companies and the Securities America companies are independent entities. NOT FDIC INSURED • MAY LOSE VALUE • NO BANK GUARANTEE • NOT A DEPOSIT • NOT INSURED BY ANY GOVERNMENT AGENCY

5 Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.