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Industry Specialties
You’ve worked hard to build a business that provides specialized expertise and service to your customers. You deserve a team that works just as hard to provide specialized insurance solutions. At Midwest Heritage, we don’t take a one-size-fits-all approach. Our licensed agents take the time to get to know you and your operation, and we partner with 15 top insurance carriers to find the best protection and pricing solution for you. If you don’t see your occupation listed, there is a great chance we still have a solution for you. Start a quote online or give us a call.
We provide a variety of coverage options for agribusiness, farms, wineries and orchards to help protect against potential losses due to natural disasters, accidents, or other unforeseen events.
Cover your construction business with the right coverage to provide protection against potential risks and liabilities.
We specialize in providing insurance for medical, dental, veterinary and optometry practices to provide financial protection in case of unexpected events or liabilities.
Protect your inventory and shipments with coverage designed for your unique business and get peace of mind.
We offer a wide variety of coverage options for food production and manufacturing companies.
Let us help protect your nonprofit and its mission with comprehensive insurance coverage tailored to your organization.
We quote with our 15+ partner carriers to find you the best coverage and rate for your business. Our clients see an average of 11% reduction on their annual insurance expense.
We offer versatile and robust solutions to assist both owner-operator organizations and those with hundreds of employees.
Our team of professionals bring you both experience and expertise in a variety of industries.
When evaluating your general liability needs for your business, below are some factors to take into consideration:
The more risk you take on, the more coverage you will need. As your business changes and grows, you will find your insurance needs will as well. It is always best to monitor your business operations and consult with your licensed independent agent to ensure you have the protection you need.
There’s a variety of ways to lower your insurance costs, including working with an independent insurance agency committed to quoting the best coverage for your budget, like Midwest Heritage Insurance Services. Our experienced agents can help you identify ways to reduce your personal and business insurance expense. Contact us today to learn more.
In addition to your property insurance for brick-and-mortar buildings, business personal property includes tangible items used in the operation of a business that are not permanently attached to a building, such as furniture, inventory for sale, raw material, furnishings, office supplies, electronics, equipment, machinery and much more.
Our team of licensed, experienced commercial insurance agents can provide you with a free risk analysis to determine the insurance coverage needs of your business.
First, business income exposure is used when coverage is triggered by commercial property damage from a loss that causes a slowdown or suspension of its operations. To calculate your business income exposure, take your total revenue and subtract your expenses that will not continue (including operating expenses).
Legal Disclosures and Information
Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.
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