Industry Specialties

Industry Specialties

Industry Specialties

You’ve worked hard to build a business that provides specialized expertise and service to your customers. You deserve a team that works just as hard to provide specialized insurance solutions. At Midwest Heritage, we don’t take a one-size-fits-all approach.

Our licensed agents take the time to get to know you and your operation, and we partner with 15 top insurance carriers to find the best protection and pricing solution for you. If you don’t see your occupation listed, there is a great chance we still have a solution for you. Start a quote online or give us a call.

The Midwest Heritage Difference

Better Pricing

We quote with our 15+ partner carriers to find you the best coverage and rate for your business. Our clients see an average of 11% reduction on their annual insurance expense.

Better Coverage

We offer versatile and robust solutions to assist both owner-operator organizations and those with hundreds of employees.

Better Service

Our team of professionals bring you both experience and expertise in a variety of industries.

Industry Specialties FAQs

When evaluating your general liability needs for your business, below are some factors to take into consideration:

  • What type of business do you have?
  • How big is your business?
  • Who are your customers?
  • Where is your business located?
  • How many employees do you have?
  • How experienced are your employees?
  • Where is your business housed?
  • Do you have sole proprietorship?

The more risk you take on, the more coverage you will need. As your business changes and grows, you will find your insurance needs will as well. It is always best to monitor your business operations and consult with your licensed independent agent to ensure you have the protection you need.

There’s a variety of ways to lower your insurance costs, including working with an independent insurance agency committed to quoting the best coverage for your budget, like Midwest Heritage Insurance Services. Our experienced agents can help you identify ways to reduce your personal and business insurance expense. Contact us today to learn more.

In addition to your property insurance for brick-and-mortar buildings, business personal property includes tangible items used in the operation of a business that are not permanently attached to a building, such as furniture, inventory for sale, raw material, furnishings, office supplies, electronics, equipment, machinery and much more.

Our team of licensed, experienced commercial insurance agents can provide you with a free risk analysis to determine the insurance coverage needs of your business.

First, business income exposure is used when coverage is triggered by commercial property damage from a loss that causes a slowdown or suspension of its operations. To calculate your business income exposure, take your total revenue and subtract your expenses that will not continue (including operating expenses).

Legal Disclosures and Information

Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.