Business Ag Financing

Business Ag Financing

Your Agricultural Lending Partner

Midwest Heritage planted its roots in agricultural lending more than 90 years ago, and we continue to serve farmers to this day. Our mobile lenders bring the bank to you at your convenience with flexible lending terms and options. Our experienced lenders will also guide you through the entire financing process and determine the agricultural loan that’s right for you.

We work with all types of professionals in the agriculture industry. Whether you’re needing to finance farmland, livestock or new machinery, we are committed to helping your operation thrive. We are your financing partner with the knowledge and experience to help you meet your financial goals and build your operation. Get in touch today to learn more about all that Midwest Heritage has to offer.


Midwest Heritage Market Data Provided by DTN

The Midwest Heritage Difference


We understand that not all businesses are the same. As a local lender, we’re able to get to know your business to make decisions on your borrowing needs.

Speed to Market

In today’s world, timing is everything. Our entire commercial team strives to exceed customer expectations when it comes to the speed of communication and loan closing.

Versatile Solutions

Whether you’re looking to expand your business or build one from the ground up, we have a variety of lending solutions to meet your needs.

Flexible Financing

Once we’ve gotten to know your business, we’re able to offer flexible financing options for commercial loans and to think outside of the box to meet your needs.

Meet Our Lenders

Our lenders specialize in a variety of industries and can share their expertise in offering flexible financing to make your dreams a reality.

Agricultural Financing FAQs

We offer terms up to 25 years with financing options, including variable rates and fixed plans. In addition, we can also offer interim/bridge financing as an option to provide short-term variable-rate financing, leading to longer term fixed-rate financing.

Midwest Heritage utilizes Farm Service Agency guarantees for farm ownership, cattle and equipment loans, which may not qualify for direct bank loans. This allows us to better serve the young, beginning and small farmers that may not meet our normal underwriting criteria. Guarantees can also be used if you are looking to expand your acreage or buy your first farm and do not have the normal 20% to 30% down payment. Your down payment requirement can be as little as 10% in cash or other equity.


Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.