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Business Insurance Products
There are many aspects to consider when building an effective risk management program for your business. Our team of insurance professionals will partner with you to ensure we have a deep understanding of your operation, future plans and financial loss exposures. As an independent insurance agency, we are able to thoroughly explore the marketplace on your behalf to structure a well-rounded and competitive risk management program. We take great pride in providing our clients with safety and risk management support.
We quote with our 15+ partner carriers to find you the best coverage and rate for your business. Our clients see an average of 11% reduction on their annual insurance expense.
We offer versatile and robust solutions to assist both owner-operator organizations and those with hundreds of employees.
Our team of professionals bring you both experience and expertise in a variety of industries.
When evaluating your general liability needs for your business, below are some factors to take into consideration:
The more risk you take on, the more coverage you will need. As your business changes and grows, you will find your insurance needs will as well. It is always best to monitor your business operations and consult with your licensed independent agent to ensure you have the protection you need.
There’s a variety of ways to lower your insurance costs, including working with an independent insurance agency committed to quoting the best coverage for your budget, like Midwest Heritage Insurance Services. Our experienced agents can help you identify ways to reduce your personal and business insurance expense. Contact us today to learn more.
In addition to your property insurance for brick-and-mortar buildings, business personal property includes tangible items used in the operation of a business that are not permanently attached to a building, such as furniture, inventory for sale, raw material, furnishings, office supplies, electronics, equipment, machinery and much more.
Our team of licensed, experienced commercial insurance agents can provide you with a free risk analysis to determine the insurance coverage needs of your business.
First, business income exposure is used when coverage is triggered by commercial property damage from a loss that causes a slowdown or suspension of its operations. To calculate your business income exposure, take your total revenue and subtract your expenses that will not continue (including operating expenses).
Legal Disclosures and Information
Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.
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