Business Loans and Lines of Credit

Business Loans and Lines of Credit

Your Business Loans and
Lines of Credit Provider

Midwest Heritage offers general business loans and lines of credit for expenses that arise as your business grows. We are your local lender with the resources and dedication to meet the unique needs of your business so it can thrive.

Lending Options

Business Loans

Fund the needs of your business with a general business loan from the experienced lenders at Midwest Heritage. Our team is dedicated to offering flexible financing and terms to help you achieve your goals.

Lines of Credit

We can enable your growth with a business line of credit for short-term financing for projects such as operational expenses, like supplies, payroll or increasing inventory.

Equipment Financing

We offer equipment financing as an option for businesses to acquire the necessary equipment to grow their operation without having to pay the full cost upfront.

The Midwest Heritage Difference


We understand that not all businesses are the same. As a local lender, we’re able to get to know your business to make decisions on your borrowing needs.

Speed to Market

In today’s world, timing is everything. Our entire commercial team strives to exceed customer expectations when it comes to the speed of communication and loan closing.

Versatile Solutions

Whether you’re looking to expand your business or build one from the ground up, we have a variety of lending solutions to meet your needs.

Flexible Financing

Once we’ve gotten to know your business, we’re able to offer flexible financing options for commercial loans and to think outside of the box to meet your needs.

Meet Our Lenders

Our lenders specialize in a variety of industries and can share their expertise in offering flexible financing to make your dreams a reality.

Business Loans & Lines of Credit FAQs

We offer terms up to 25 years with financing options, including variable rates and fixed plans. In addition, we can also offer interim/bridge financing as an option to provide short-term variable-rate financing, leading to longer term fixed-rate financing.

When wanting to get a business loan it is important to prepare 2-3 years of personal/business tax returns, associated K-1s and a recent personal financial statement. Additional documentation may be required depending on the type of loan/business. Your lender will walk you through the process.

It is possible with the right credit score, financing equipment or other forms of collateral. If you have questions on whether or not you qualify, how much money the down payment on your loan would be or if you need a down payment, we would love to meet with you to talk further about your business and how we can make it as successful as possible.

Typically, anywhere from 640 and above is what you will need for a business loan. However, your credit score is only a small piece of our evaluation process. We take a look at your business history, needs and other information to determine what we can offer your business. If we can't offer you a business loan, we can sit down and figure out other solutions that can help your business thrive.


Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.