Deposit Rates | Midwest Heritage

Consumer Deposit Rates

Certificates of Deposit (CD)

For a limited time, take advantage of our new CD specials. We’ve combined great rates with flexible term options to help you maximize your savings. Minimum balance to obtain annual percentage yield (APY) is $1,000. APY is as of 4/6/2024 and may be discontinued at any time. Early withdrawal penalty may be imposed. Offer limited to new, consumer certificates only.

CD Options


Term	Interest Rate	APY
6 Months	4.970%	5.03%
9 Months	5.220%	5.25%
12 Months	4.850%	4.85%

Deposit Accounts

Interest rate and annual percentage yield (APY) are effective as of 9/1/2023 and may change without notice. Fees may reduce earnings.

Premier Checking Account


Balance	Interest Rate	APY
$500 - $49,999	0.05%	0.05%
$50,000 - $99,999	0.10%	0.10%
$100,000+	0.15%	0.15%

Money Market Account


Balance	Interest Rate	APY
Up to $25,000	0.90%	0.90%
$25,000 - $74,999	1.15%	1.16%
$75,000 - $249,999	2.00%	2.02%
$250,000+	2.50%	2.53%

E-Savings & Minor Savings Account


Balance	Interest Rate	APY
All Balances	0.05%	0.05%

Health Savings Account


Balance	Interest Rate	APY
Up to $1,000	0.10%	0.10%
$1,000 - $4,999	0.15%	0.15%
$5,000 - $24,999	0.20%	0.20%
$25,000+	0.25%	0.25%

Resource Center

How To Protect Yourself from Identity Theft

Seven Ideas for Successfully Saving More

Make the Switch to E-Statements

Don't Delay Your Savings Calculator

College Savings Calculator

Life Expectancy Calculator

We do more than banking.

Check out our insurance options

Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.

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