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October 15 is ‘Get Smart About Credit Day’. Credit is a crucial part of your financial power. Good credit helps put you in a position to do many things, such as renting an apartment, buying a home, refinancing student loans, getting a credit card and many other things. It is important to be smart and make sure you are building good credit. Midwest Heritage has provided you with some useful information to help effectively use credit.
Do NOT share your credit card number. Never give out credit card or personal information if you have not initiated the transaction. Be aware of identity theft and phishing scams that ask for credit card numbers. If you suspect that your identity has been compromised, file a complaint with the Federal Trade Commission by calling 1-877-ID-THEFT (1-877-438-4338); TDD: 202-326-2502, or visit www.ftc.gov/idtheft.
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