Business Liability Insurance

Business Liability Insurance

Your Business Liability
Insurance Provider

Our business liability insurance offers comprehensive coverage at competitive rates, providing you with peace of mind and protection against unexpected incidents. With our expert team and personalized service, you can trust that your business will be well taken care of in the event of any accidents or legal issues. Contact us to learn more.

How business liability insurance protects your business.

Business liability insurance, also known as general liability insurance, protects your business from claims that it caused injury or property damage to others. Most businesses need business liability insurance to protect against claims of:

  • Bodily injury: Covers your business in the event of a customer getting injured on the premises.
  • Property damage: If an employee damages a customer's property, your policy can help pay for the damages.
  • Reputational harm: Business liability insurance covers you in the event of malicious prosecution, slander, libel and more.
  • Advertising injuries

Midwest Heritage can help your business find the coverage it needs. Get started with a free evaluation of your business and quote today.

The cost of business liability insurance.

The cost of business liability insurance varies based on several factors. Midwest Heritage takes a unique approach to each business. Call us today or request a quote online and our experienced agents will reach out to evaluate your needs and find the right combination of price and protection for your business.

Factors that can impact the cost of your policy include:

  • Exposure: A business that manufactures, delivers and installs equipment is exposed to more risk than a business that only delivers equipment.
  • Location: Rates vary based on where your business operates.
  • Number of employees: Having a larger number of employees exposes your business to more risk.

The Midwest Heritage Difference

Better Pricing

We quote with our 15+ partner carriers to find you the best coverage and rate for your business. Our clients see an average of 11% reduction on their annual insurance expense.

Better Coverage

We offer versatile and robust solutions to assist both owner-operator organizations and those with hundreds of employees.

Better Service

Our team of professionals bring you both experience and expertise in a variety of industries.

Liability Insurance FAQs

Business liability insurance is a type of insurance that protects a business from financial losses due to lawsuits or claims brought against them by third parties. This can include bodily injury, property damage, and other types of claims.

Any business that interacts with the public, either in person or online, should consider getting liability insurance. This includes businesses that offer services, sell products, or have employees. Even if you believe your business is low-risk, it's important to protect yourself from unexpected lawsuits.

Business liability insurance typically covers legal fees, settlements, and judgments related to claims brought against your business. This can include bodily injury, property damage, libel, slander, and other types of claims. However, it's important to read your policy carefully to understand exactly what is covered and what is excluded.

Legal Disclosures and Information

Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.