Directors and Officers Insurance

Directors and Officers Insurance

Your Directors and Officers
Insurance Provider

Designed to protect the leaders of your organization from legal and financial risks, Directors and Officers Insurance provides peace of mind knowing that you and your executives are fully covered in case of any unforeseen circumstances. Our team of experts is dedicated to providing personalized service and support to ensure your complete satisfaction.

What is directors and officers insurance?

Directors and officers liability insurance offers protection for the personal assets of your corporate directors in the event they are personally sued by employees, vendors, customers or other parties for alleged wrongful acts in managing your company.

There are many reasons these lawsuits could arise, including but not limited to allegations of:

  • Discrimination
  • Wrongful employment practice involving harassment or employment termination
  • Misuse of company funds
  • Fraud
  • Misrepresentation of company assets

The Midwest Heritage Difference

Better Pricing

We quote with our 15+ partner carriers to find you the best coverage and rate for your business. Our clients see an average of 11% reduction on their annual insurance expense.

Better Coverage

We offer versatile and robust solutions to assist both owner-operator organizations and those with hundreds of employees.

Better Service

Our team of professionals bring you both experience and expertise in a variety of industries.

Directors & Officers Insurance FAQs

D&O insurance is a type of liability insurance that provides financial protection to the directors and officers of a company in case they are sued for wrongful acts committed in their capacity as leaders of the organization. This insurance covers legal fees, settlements, and judgments.

Any business with a board of directors, executive team, and officers should consider obtaining D&O insurance. This type of coverage can help protect the personal assets of the individuals who hold these positions in case they are sued for decisions made on behalf of the company.

D&O lawsuits can arise from a variety of situations, including breach of fiduciary duty, mismanagement of funds, failure to comply with regulations, and conflicts of interest. Any decision or action taken by a director or officer that results in harm to the company, its shareholders or other stakeholders could potentially lead to a lawsuit.

Legal Disclosures and Information

Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.