Click Here to Watch Episode 3

Thinking about buying a home but not sure where to start? This episode of Financial Foundations breaks down the home buying process in a clear, practical way, without the jargon.

Roman and Hannah walk through how mortgages actually work, what to expect during the home buying process, and how down payment assistance programs can help make homeownership more affordable, especially for first-time buyers.

They also explain how home equity works and cover key differences between home equity loans and home equity lines of credit (HELOCs), so you can better understand how to use your home as a financial tool over time.

If you’re exploring how to buy your first home, looking for low down payment options, or wanting to understand home equity, this episode will help you take the next step with confidence.

Midwest Heritage, Member FDIC, Equal Housing Lender.