How to Protect Your Home from Water Damage While You’re Away

While most homeowners focus on protecting their homes from theft and fire with locks, alarm systems, and smoke detectors, many overlook another major threat: internal water leak damage. In fact, most water damage claims aren’t caused by storms, they’re the result of everyday issues like worn pipes, failing connections, and appliance leaks.

Beyond the risk of costly repairs, a home with a history of water damage can also make it more difficult to obtain insurance or may lead to higher premiums.

The good news is that with some proactive steps, you can significantly reduce your risk.

Everyday Prevention Tips

1. Only run water appliances when you’re home and awake

Appliances like dishwashers and washing machines can fail without warning. Never start them right before leaving, treat them like you would a stove or oven.

2. Install leak detection sensors

Smart leak detectors are affordable and easy to install. Place them near high-risk areas (water heaters, sinks, toilets) and choose models that send alerts directly to your smartphone.

3. Upgrade to automatic shutoff systems

Some systems can automatically shut off your water supply when a leak is detected, helping prevent severe damage.

4. Know your shutoff valves

Locate your main water shutoff and the individual valves for appliances and fixtures. Quick action during a leak can significantly limit damage.

5. Maintain proper heat in winter

If you’re away during colder months, keep your thermostat at 55°F or higher to prevent frozen and burst pipes. Opening cabinet doors can also help warm air circulate around plumbing.

6. Maintain and replace aging components

Older plumbing systems are more prone to failure. Supply lines (including flexi-hoses) often only last 5–10 years and should be replaced proactively.

7. Inspect flexi-hoses regularly

Flexi-hoses are commonly found under sinks, in bathrooms, laundry rooms, and behind appliances. Look for: corrosion, leaks, bulging or wear. A failing hose can burst suddenly and cause significant flooding. Replace damaged hoses immediately with high-quality alternatives installed by a licensed plumber.

8. Conduct regular inspections

Check exposed pipes for cracks, corrosion, discoloration, or buildup. Even small drips should be addressed quickly before they escalate.

9. Use caution with DIY repairs

Improper installation or overtightened fittings can lead to leaks. When in doubt, hire a professional.

System & Maintenance Checks

Inspect your plumbing system regularly
Plumbing systems are the #1 cause of non-weather-related water damage. Schedule periodic inspections with a licensed plumber to check valves (sinks, toilets, showers), supply or waste lines, and signs of leaks, corrosion, or wear.

Check your air conditioning unit
Air conditioners can cause water damage if not maintained properly. Common issues include clogged condensate lines, dirty filters, cracked pipes, or faulty pumps.

Routine maintenance and filter changes can prevent leaks and mold growth.

Before You Leave: Water Safety Checklist

If you’re traveling or leaving your home for an extended period, take these extra precautions:

• Shut off your main water valve
• Turn off water at individual fixtures (stop taps) – This is a simple but effective way to eliminate leak risks from appliances while you’re away.
• Set your thermostat to at least 55°F – Prevent frozen pipes during colder months.
• Install smart leak detection devices – Pair these with a trusted neighbor or friend who can respond if alerted.
• Test your sump pump – Ensure it’s working properly and clear the pit of debris.
• Inspect visible plumbing – Look for any signs of wear or potential failure before leaving.

• Clean gutters and downspouts – Make sure water is directed at least 3–6 feet away from your foundation.

• Check drainage around your home – Proper water flow away from your property reduces the risk of water intrusion.

Why It Matters

Water damage doesn’t just affect your home, it can disrupt your entire life. Severe damage may force you and your family to temporarily relocate while repairs are made.

Taking proactive steps, from routine maintenance to smart technology and pre-trip preparation, can help you avoid major losses, insurance complications, and unnecessary stress.

Not FDIC Insured | Not a Deposit | May Lose Value